CONNECT

Address:


430 N. Main Street

East Peoria
, IL 61611

Phone:

Toll Free: (800) 665-7920

Fax/Other:

(309) 699-8889

Retirement Plan Services

Who We Are

    David Pabin and Greg Theis, partners at Legacy Investments, Inc., support our team with their extensive retirement plan knowledge and experience on the vendor and plan sponsor side of this complicated business. 

   Legacy Retirement Plan Services exists to guide plan sponsors and their employees through the complicated retirement plan world.

    Because Legacy Retirement Plan Services is part of the Legacy team; individual financial planning professionals that help employees on a one to one basis navigate the complicated financial, estate and tax planning landscape, our unwavering commitment to employee education helps your employees retire with dignity.

    We understand you will continually seek the necessary tools in order to manage your retirement plan effectively and efficiently...........Legacy strives to set a new standard for retirement plan management.

    Legacy Retirement Plan Services is focused on serving employers' retirement plan needs with targeted employee education programs and prudent investment monitoring practices to ultimately control plan fiduciary liability.

 

We provide a comprehensive 401(k) consulting service that includes:

•Provider Search & Benchmarking

•Plan Service & Compliance

•Comprehensive Employee Education

•Investment Monitoring

 

 

Provider Search & Benchmarking

    You may find the retirement plan provider landscape to be ever changing.  Markets go up, markets go down, providers enter the business, and providers exit the business.  Our experience helps you make sense of the provider world.

    It is our goal to match your organization with the provider that is the best fit for you.

    Our search process provides your team with concise answers to your provider questions in order to make your decision crystal clear.

 

Plan Service & Compliance

    You demand more and we answer the call, literally!  Your plan will be implemented, serviced, and monitored by your Legacy consultant.  You will never be passed to "a service representative" as a Legacy client.  You want a consultant who is looking out for you and your employee's best interests.  Legacy represents you and your employees.  Plan provider service is quantifiable and we demand superior standards from your plan provider.  Documentation and resolution are what we provide to you and your employees.

    The Government, the Department of Labor and the Internal Revenue Service have created the compliance perfect storm.  More often you must rely on professional advice from third parties to provide guidance.  Legacy Retirement Plan Services works closely with plan providers and ERISA legal counsel to bring calm to the storm.

 

Comprehensive Employee Education

    Charting proper investment direction, asset allocation, diversification and fund choice can be overwhelming for most plan participants.  The financial world seems to create new challenges daily and as a plan sponsor, you are often asked, by your employees, to provide investment and plan education.   At Legacy Retirement Plan Services we realize that, as a fiduciary, although you may indeed have your employees' retirement adequacy at heart, you may not be fully equipped to provide accurate, ongoing education and prudent advice.

    We also realize that not all plan participants are on the same road to retirement.  Our education programs utilize vendor kits as well as customized materials to provide targeted communications for all participants.  All education programs are specifically developed with your team to meet your employee's needs and goals.

    Our course is to educate employees about their plan, its investments, and the importance of this valuable employee benefit.

    Our education plan is built on our years of extensive knowledge of the markets, products and ideas that help clients our clients save effectively.

    Legacy Retirement Plan Services partners with our nationwide, local team of advisors to bring financial planning professionals to your company's locations.  Our team provides the necessary one on one financial planning with thorough needs analysis and comprehensive planning practices to help your employees retire with dignity.

 

Investment Monitoring

    Investment choices, asset classes, expense ratios, betas, Sharpe ratios, and star ratings can confuse even the most seasoned fiduciaries.  Fiduciary education and investment policy statements are the basis for our processes at Legacy Retirement Plan Services.  All plan fiduciaries are provided with our proprietary Fiduciary Guide.  This guide explains your responsibilities as a plan fiduciary, summarizes annual plan data, and documents ongoing investment analysis.

    We are an unbiased, independent firm, providing an investment monitoring process whereby plan fiduciaries can analyze quantitative and qualitative data in order to make educated decisions about your plan investments.  We utilize widely recognized Morningstar, Inc. data and Fiduciary Investment Reporting Manager, Inc. software to make your decision making process uncomplicated and clear.

    The investment policy statement, which is written in accordance with our partner ERISA counsel and your team's goals, helps to provide a clear road map for investment committee decisions.

    When required, we will act as a 3(21) fiduciary to the plan by sharing in the investment decision making process.

 

Neither Woodbury Financial Services, Inc., nor its registered representatives, offer tax or legal advice. As with all matters of a tax or legal nature, you should consult with your tax or legal counsel for advice. Investing involves risk including the potential loss of principal. There is no guarantee that a diversified portfolio will outperform a non-diversified portfolio in any given market environment. No investment strategy can guarantee a profit or protect against a loss.

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Check the background of this financial professional on FINRA's BrokerCheck